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Wednesday, 12 August 2015

BARCLAYS BANK COMPLAINT OMBUDSMAN SJB


Wednesday 12th August 2015

FINANCIAL OMBUDSMAN SERVICE
Exchange Tower
London
E14 9SR



Dear Sir/Madam,

BARCLAYS BANK COMPLAINT MIS-SOLD LOAN - REFUSED RE-MORTGAGE
TO GET DAMP DONE IN THE HOUSE (BOTH DAUGHTER AND I HAVE ASTHMA)

Yesterday, I spoke to Barclays and confirmed that I would be logging a complaint with THE FINANCIAL OMBUDSMAN SERVICE, with regards to Barclays refusing to allow me to re-mortgage to get the damp done in the house. Both my daughter and I have asthma, so when they refused, I had no option but to take on the high interest loan they offered me instead, because I had to get the damp fixed for health reasons.

Please note that Barclays told me that I could not afford to pay less than three hundred pounds a month for the re-mortgage to get the damp done in the house, but they believed I could afford to pay over six hundred pounds a month with the high interest loan, which was to their advantage, NOT MINE!

My mortgage at the time was less than Thirty Thousand. No risk, as the house is worth well over One Hundred Thousand. And I only wanted to borrow fifteen thousand.

This makes no sense whatsoever, and I expect an apology from Barclays and compensation for getting me in serious debt, which has destroyed my credit rating. It has been to their advantage as they have been charging me five pounds a day interest, for being over drawn. I am fuming, as I put down sixty thousand cash when I purchased this property, which I was also mis-sold on!

Barclays is to abolish sales incentives for frontline branch and telephone staff, which it hopes will help prevent mis-selling. (I was mis-sold before this came out?)
http://www.moneysavingexpert.com/news/banking/2012/10/barclays-scraps-staff-sales-commission-but-will-it-stop-mis-selling

Barclays have told me that they have no record of me requesting a re-mortgage, which is a total lie! The mortgage request was done on Barclays computer by the same person that issued the high interest loan. Telling me I could not afford this re-mortgage, even though the payments would have been less than my current mortgage. Barclays told me the loan was taken out on 23rd May 2012, but they do not seem to have any record of the person that set up this loan, which I find highly suspicious, as I would expect this person received some sort of COMMISSION for mis-selling me on this high interest loan.

PLEASE NOTE I HAVE A MEETING WITH MY MP NEXT MONTH. I HAVE ALREADY TOLD HIM ABOUT THIS PROBLEM. AND HE HAS AGREED TO WATCH A VIDEO OF ALL THE CORRUPTION I HAVE HAD TO DEAL WITH WITH REGARDS TO BARCLAYS, MY BUSINESS BEING DESTROYED BY EVIL ELITES AND CONCERNS OVER CORRUPTION WITHIN OUR GOVERNMENT SYSTEM WHICH IS DESTROYING CHILDREN AND FAMILY LIFE! 

BARCLAYS BANK IS ALSO RESPONSIBLE FOR DESTROYING OUR ECONOMY! AND HAS BEEN PAID OUT BY THE TAX PAYER. I THINK IT IS ABOUT TIME THEY GAVE US SOMETHING BACK AND FUNDED A FREE WEBSITE FOR FAMILIES TO EARN FROM HOME WITH NO FEES, SO WE CAN PROTECT OURSELVES FROM THE GOVERNMENT PAEDOPHILE RING AND THEIR CORRUPT FORCED ADOPTION FOR PROFIT! 

Having studied John Hemming MPs research on Forced Adoption for Profit, and how Journalists are banned from the UK with regards to Investigating the Elite Paedophile Ring. It looks like Banks are helping cripple families financially on purpose, and this needs serious investigation away from the Government Paedophile Ring! John Hemming MP states that families that struggle financially are targeted by corrupt Social Services and their children are sold. I have been researching why there is such a lack of help and support for children and families and children in the UK. And sadly it all points to the ELITE PAEDOPHILE RING!

One thing I know for sure, and that is "IF PRINCESS DIANA WERE ALIVE, CHILDREN AND FAMILIES WOULD HAVE HER FULL SUPPORT AND HELP, UNLIKE OUR CURRENT CORRUPT SYSTEM!"

Our Banking System need to change to support families and I question why it is run by SHAREHOLDERS!

We have been lied to with regards to the Queen. Two MPs have told me THE QUEEN IS ABOVE THE LAW. This goes against the Magna Carter and needs investigation!

The big question is, are you going to do the job the Tax Payer pays you to do? Or will you lose your JOB, like MPs? THIS PROVES DEMOCRACY DOES NOT EXIST IN THE UK!

http://www.dailymail.co.uk/news/article-1042737/Now-MPs-want-ditch-500-year-oath-allegiance-Queen.html



Yours sincerely,

Sharon J. Bainbridge

P.S.   John Hemming MP offered to host my Butterfly Lullaby Website, because he could see how much corruption I had been through! And I have a witness statement from Dr Judith Reisman PhD from the Law University against the GOVERNMENT PAEDOPHILE RING! Destroying children and family life seems to be GOVERNMENT HOBBY!



WELSH NOT HISTORY - CHILDREN PUNISHED FOR SPEAKING THEIR OWN NATIVE LANGUAGE, PROVES WALES IS NOT IT'S OWN COUNTRY! AND THEY WOULD NOT HAVE A GERMAN BLOODED PRINCE OF WALES, IF THEY HAD A CHOICE!

So even though this dreadful event took place in Wales, it does not mean anything! Wales is not it's own Country. It is controlled by England!



SCRAPBOOK WITH ME, SHARON J. BAINBRIDGE: http://www.facebook.com/people/Sharon-J-Bainbridge/595087537 www.butterflylullaby.co.uk, fairy songs, fairy portraits, art and crafts for children, music, fairy music, true stories, poems, children's stories, free fairy network for businesses and stay at home Mum's (Mom's) scrapbook layouts every photo tells a story

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